We have been serving clients in the GTA and many parts of Ontario since 1992. Strategic partnerships have allowed us to build our front and back office capabilities, and serve our clients with service that sets us apart. Over the years, we have grown our business to business model and have helped our many valued clients implement affordable, sustainable and scalable benefits strategies.


Call us @ 905-763-7676 or 1-888-336-7822, or email us:

Nick Svab

Angie Conforti
Manager, Advisor

Joe Curic

Sue Muff


Gillian Herlichka



Privacy Policy

Privacy Policy

Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we have further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we will handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.

Personal Information Collected Depending on the purpose(s) for which we need to collect it, we may ask for some or all of the following personal information:

  • Information such as your name, address, telephone numbers, e-mail address, birth date and marital/family status
  • Claims history
  • Credit or past payment records
  • Medical information
  • Employment information

With your consent, we may obtain this information from:

  • You
  • Insurance companies
  • Other insurance brokers or agents
  • Credit organizations
  • Financial institutions
  • Medical professionals

Why do we collect personal information? When you become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:

  • Enable us to acquire or renew an insurance policy for you;
  • Assist you and assess your ongoing needs for insurance;
  • Assess your need for other products, such as financial products, and to offer them to you;
  • Ensure your information is accurate and up-to-date; and
  • Protect us both against error or fraud.

Who do we disclose your personal information to? For many of the purposes identified above, and only with your consent, we will share your personal information with others in order to serve your needs. These other parties commonly include:

  • Insurance companies
  • Managing General Agents
  • Insurance brokers or agents working under our direct supervision
  • Professionals working with us such as adjudicators
  • Financial institutions. For example, the organization that carries your investments.

How we protect your personal information. In order to protect your personal information and right to privacy, we will:

  • Never collect, use or disclose your personal information for any purpose other than those that we identify to you.
  • Keep your personal information only for as long as we need it to fulfill the stated purpose or as required by law.
  • Maintain your personal information in as accurate, complete and up-to-date a form as possible.
  • Safeguard your personal information to the best of our ability.
  • Respond to any request you may make to access or correct the personal information we hold about you.
  • Obtain the appropriate consent from you for the collection, use or disclosure of your personal information.

Privacy Internet Communication As the privacy of communication over the Internet cannot be guaranteed, we do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.

Consent In using this site, you signify your consent to our privacy policy. If you are not in agreement, please do not use the site. We reserve the right, at our discretion, to update, change, modify, add, or remove this policy from time to time, as appropriate. Should we make changes, we will publish these on the site in a timely fashion.

Please contact our Privacy Officer if you have any questions or concerns.

Our Privacy Officer may be contacted as follows:



Svab Insurance Inc.



300 John Street, Suite 606 Thornhill, ON L3T 5W4





Upon request, an individual will be informed of the existence, use, and disclosure of their personal information which is under our control, and may be given access to, and challenge the accuracy and completeness of that information.



To our Valued Clients and Prospective Clients:

Agents/brokers in the life insurance and group health benefits industry in Canada are compensated by commissions, bonuses and other inducements from Insurance Companies and other providers. Companies may offer specific incentives for a limited number of agents/brokers in recognition of sales made over a specified period. Incentive-based compensation is an Industry wide practice. We are licenced in the provinces of Ontario, Alberta, and British Columbia.

As independent brokers, we are bound by the laws governing life insurance agents in each respective province. Any product we recommend will be the one we deem to be best suited to meet your needs, without regard to compensation practices of any one company. If you purchase insurance, we will be paid a commission by the insuring company and may be eligible for other forms of compensation. Our role is to provide you with financial and policy advice, work on your behalf as your intermediary, advocate with the insurance company and resolve any questions you have while you hold that policy.

When you buy a product from any company listed below, we may place this business through a Managing General Agent (MGA): Financial Horizons (individual insurance) or GroupQuest Benefits Resources Inc. (group insurance). The MGA is compensated by the insurer. An MGA offers services to agents/brokers and insurance companies by assisting with marketing, compliance and administration and does not provide financial or policy advice to consumers.

We are authorized to sell products from the following companies:

Associum  Assumption Life  Benecaid Beneplan  BBD (Benefits By Design) 
Benefits Trust Best Doctors BMO Insurance Canada Life (Great West) CPP (Canada Protection Plan)
CHUBB Insurance CI Investments ClaimSecure Cooperators  Desjardins
Empire Life Equitable Life Foresters Financial GMS GreenShield Canada 
GroupSource Humania HumanaCare Industrial Alliance Ingle International
Ivari Jungo HR La Capitale Lifeworks(Morneau) Manulife Bank
Manulife Financial Medavie Blue Cross MyHSA Ontario Blue Cross People Corporation
PPI Benefits Inc. RBC Insurance RWAM Group Inc. SSQ Financial Group Sun Life Financial
The Edge Benefits UL MutualWestern Financial Group Victor Insurance (Encon) Vumi Canada Inc. Wawanesa Insurance
Western Financial        

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        This disclosure is made in accordance with Ontario Regulation 347/04, under the Insurance Act. For more information, please do not hesitate to contact us.